Question
Besides PayPal. Are there any online payment services left?
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Originally Posted by Bill
Besides PayPal. Are there any online payment services left?
Quite a few if I recall. MoneyBookers, a UK-based and EU-regulated money transfer agency, loads of UK-only services like NoChex, Smile, FastPay, etc. Aussies have PayMate. There are numerous others, but it depends on the countries in question.
Many countries also use online bank transfers which are often free to sender and recipient. Of course bank transfers are much safer than PayPal since banks actually want to meet customers and sight a government issued ID before you can open an account. (PayPal doesn't, so resorts to freezing accounts at the slight hint of fraud.) Online bank transfers are the norm in the EU, Canada, Australia & NZ, Japan, Hong Kong, China, and a host of other OECD countries. Domestic transfers are usually free, and within the EU cross border transfers are usually free too!
Unfortunately the US is left behind, due to the fragmented banking system and most US banks don't offer easy access to ACH (unless they subscribe through CheckPoint).
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If you want to use it with ebay, there are only a couple that ebay finds acceptable. One that I recall is propay.
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there is a thread on the vendio boards about auctionchex. sounds really good but so far ebay is banning mentioning it in your ads. I tried to list some items last night that had auctionchex mentioned and ebay rejected them.
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According to eBay's T&S, this is the list they emailed to me this week.
The following payment services are permitted on eBay:
- PayPal
- Credit cards including Mastercard/Visa /Amex/Discover
- Debit cards and bank electronic payments online
- Bank-to-bank transfers, often known as bank wire transfers or bank
cash transfers
- COD (cash on delivery) or cash for in person transactions.
- Certapay
- Propay
- Personal checks
- Money orders
- Cashier’s checks
- Certified checks
The following payment services are not permitted on eBay:
- BidPay (operations closed last year)
- Cash
- Greenzap
- Moneygram
- Stormpay
- Western Union Instant Cash
- e-gold
Did you see that she typed (operations closed last year) next to BidPay? As in 30 days ago, not three years ago like BillPoint.
It's also at the link below.
http://pages.ebay.com/help/policies/...ts-policy.html
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I tell ya-if I could make it work I'd do my own service...
Going out and buying postal money orders for a fee
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I tell ya-if I could make it work I'd do my own service...
Going out and buying postal money orders for a fee
MGCPay!
Anything except postal money orders would work for me. Western Union, travellers express and the other ones that can be bought from convenience stores are fine, but POSTAL money orders from overseas are a total pain in the anal region here.
Cheers, Kevin
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Heck, I'm sure there are other money order thingies around
I know what you mean-I've gotten a few money orders in some strange languages/currency and I have just sat there and stared at them(this was years ago before I sold a few things overseas lol-still not familiar with everything)
Originally Posted by Kevin_T
MGCPay!
Anything except postal money orders would work for me. Western Union, travellers express and the other ones that can be bought from convenience stores are fine, but POSTAL money orders from overseas are a total pain in the anal region here.
Cheers, Kevin
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Now that BidPay is gone I've been seriously considering dropping International sales altogether...but I hate to do it.
Would offering "International money orders drawn on a US bank" as a payment method work for all countries outside the US, or only certain ones? I'm really at a loss about this.
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Would offering "International money orders drawn on a US bank" as a payment method work for all countries outside the US, or only certain ones? I'm really at a loss about this.
While they are often called a "bank draft" as well, they *should* work for all countries, although some people just wouldn't realise it. Just about every bank money order in US dollars is drawn on a US bank, although sometimes it is in very fine writing at the bottom and the money order looks like it was drawn on the local bank. In the case of Australia our post office also issues US dollar money orders that are drawn on Western Union - so long as you are not too rural, these should work for you, and cost you nothing to cash. It would be worth checking.
Ebay has backed some of us into a corner with the "coincidental" timing of a safe payment policy restricting the online payments that you are allowed to accept, coinciding with the closure of BidPay. While most people got off easy with fee hikes this year, by feeling forced to accept PayPal for this exact reason, I will probably increase my costs to Ebay (through it's subsidiary) by about $300 a month. Depending on how many people felt forced into taking PayPal, this policy may have yielded substantial income for Ebay, while it looked like they barely increased fees in the usual January announcement.
While Ebay used to be much cheaper than live auction commission, it is now very similar - and a hell of a lot more labour intensive. To be fair, in many areas I get far greater prices through Ebay than I would through live auction, but it is still leaving a bitter sweet taste in the mouth.
Kevin (probably the only person on this board who is paying about 75% more in Ebay fees now than 2 months ago)