Question
i have tried several insurance companies and not one of them will insure me because i am bi-polar(manic-depressive). i don't think it's fair. i have never tried to harm myself or anyone else. i can't even get them to put a rider on the insurance to cover everything except my bi-polar. anyone have any advice? i need insurance.
thanks in arkansas
Answer
This is the second of three duplicate posts. See response here:
Answer
My State offers State sponsored health insurance for individuals who have been denied coverage by carriers because they don't meet underwriting standards due to a health condition. (You still have to pay the premiums though - State sponsored doesn't mean State paid.)
Your State may have something similar. Contact your State's Insurance Commission and inquire.
Answer
I am also BP, and have never had any problem getting insurance auto or home. I see no reason to disclose this information to either of these companies.