Question
What is the name of your state? Indiana
My mother is trying to get medicaid and has 3 life insurance policies and is in nursing home temporarily. Nursing home has said that she cannot get approved for medicaid unless she cashes her life insurance out. Can she sign her policies over to me or cash policies out and I take out insurance on her so she won't lose her benefits?
Answer
What did the caseworker at the Medicaid Office say about the life insurance policies and your mother's eligibility for Medicaid?
Is your mother receiving Social Security and Medicare? If so, was she admitted to the nursing home after a 3 day or longer related hospital stay?