Question
What is the name of your state? NY
I just received a letter from my home owners insurance company that my policy will not be renewed due to my claim last year for $2200. My apartment had water damage from my next door neighbor's flood when his contractor broke a water pipe during his renovation. I'm afraid that I will not find any other insurer because I had another claim in 2003 at my previous apartment due to fire in my boiler room. My insurer at the time dropped my policy immediately after and it took a long time to find my currenrt insurer at twice as much cost. I've called a lot of insurance companies at the time and eveyone else said no. How should I go about finding a home insurer this time?
Answer
Why didn't your neighbor's insurance cover the damages to your apartment? We can't help you get new insurance.
Answer
Thanks for the helpful advice. It woulld've taken a long time to wait for the neighbor's insurance to cover it so I claimed it through my insurance. The agent told me that they would go after the neighbor's insurer to retrieve the cost. I'm trying to find out what my options are.
Answer
All you can do is shop around. There's really no other advice to be given.