Question
What is the name of your state? Minnesota
I used to be coverage by MCHA, however, that coverage is stopping and I am swtiching to my father's insurance (I am a full-time college student), which he only obtained in February. I am have a heart condition, and I need to see a cardiologist soon. My father's insraunce is a group plan through Blue Cross MN. I was covered by my previous insurance for one year, and there is no gap between the two insurance coverages. I was looking online and came across this describing the plan for special entrants. I am confused by this document, and cannot decipher whether or not I will be subject to a preexisting condtion clause. Can someone help me make sense of this? Thank you.
Answer
Can someone help me make sense of this?
Yep. Your fathers insurance carrier will be glad to help. Call them.