Question
What is the name of your state? Texas
If something happens to your house, will your homeowners policy cover the damage if you are not living in it?
Answer
What is the name of your state? Texas
If something happens to your house, will your homeowners policy cover the damage if you are not living in it?
Maybe not; generally, there has to be someone living there.
However, you should ask your insurance agent to make sure. Have him point out the answer (whatever it is) in the policy.
Answer
No, that would fall under another type of home policy. Definition of vacant house is a home that is not lived in for more than 30 days (may vary by state) (also this does not apply to seasonal residences). Vacant houses are generally uninsurable because of their high risk of loss. I believe it falls under a different category, you can possibly find coverage in your home for vacancy in a "RDP" aka rental dwelling policy. Good luck
Answer
What is the name of your state? Texas
If something happens to your house, will your homeowners policy cover the damage if you are not living in it?
**A: did you notify your insurance carrier that you were moving out of the home?