Question
Which CC gives the most cashback?
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Which CC gives the most cashback?
It depends on the charges: gas/groceries/pharmacy/restaurants/plane tickets, etc.
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Which CC gives the most cashback?
This is a tough question. You will have to do some research based upon spending profile. Factors include amount that you spend and categories of spending.
Try AMEX Blue Cash, AMEX Costco (i.e. the blue/green one), Fidelity Investment Rewards Visa Signature from MBNA/BOA,and Citi Professional Cash. I do not know the Chase products. Discover offers 5% promos all year. However you will earn less than 1% for some purchases.
This thread contains a rewards calculator link: http://www.flyertalk.com/forum/showthread.php?t=593209
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Does Merrill+ offer cash back (1 1/2%)???
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Does Merrill+ offer cash back (1 1/2%)???
You can use points for brokerage fees and towards a college investing plan. Alternately, you can buy gift certificates.
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The AMEX Blue Cash offers 5%/1.5% on everyday/other types of spending over 6 grand. That's probably the best cash back offer (assuming you break through the bottom tier of spending pretty quickly).
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This is a tough question. You will have to do some research based upon spending profile. Factors include amount that you spend and categories of spending.
Try AMEX Blue Cash, AMEX Costco (i.e. the blue/green one), Fidelity Investment Rewards Visa Signature from MBNA/BOA,and Citi Professional Cash. I do not know the Chase products. Discover offers 5% promos all year. However you will earn less than 1% for some purchases.
This thread contains a rewards calculator link: http://www.flyertalk.com/forum/showthread.php?t=593209
That's a really long thread. : )
The tool is at http://www.creditcardtuneup.com/ .
Based on your spending profile, it'll estimate your rewards by card. It also coomputes the best 2-card combination, 3-card combination, etc. and the estimated rewards for each of those N-card combinations. That way you can pick your own "sweet spot" in the rewards/hassle tradeoff.
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It's a nice website but not all cards offer cash back. Some of them are reward points and you can redeem them for gas GC, ticket, and more only.
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That's a really long thread. : )
The tool is at http://www.creditcardtuneup.com/ .
Based on your spending profile, it'll estimate your rewards by card. It also coomputes the best 2-card combination, 3-card combination, etc. and the estimated rewards for each of those N-card combinations. That way you can pick your own "sweet spot" in the rewards/hassle tradeoff.
Joelmeu. I cannot remember if this is your website or not. If so, I wanted to bring to your attention that the Citi PP Elite card earns:
4 points per $ for grocery/gas/drug (includes 2 matching flight points)
2 points per $ for other spending (includes 1 matching flight point)
For those of us that fly more than we spend this is a reality. Also, if you spend now and fly later, you will get the matching flight points on a deferred basis.
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I do not know the Chase products. Discover offers 5% promos all year. However you will earn less than 1% for some purchases.
Chase reward cards are pretty good too. Similar to Discover, 5% cash back for gasoline and grocery, 1% for everything else. I think it should not doubt it's at least 1% for everything.
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Chase reward cards are pretty good too. Similar to Discover, 5% cash back for gasoline and grocery, 1% for everything else. I think it should not doubt it's at least 1% for everything.
Are you kidding? Chase dumped everyone who had the Ultimate Cash Rewards Card that paid 1.5% on all purchases with unlimited rewards!
They substituted a 1% card. What a joke!!!
Chase has dumped all their high earning cash rewards cards. NOW, everyone who was with Chase has moved to American Express Blue Cash or Fidelity Cash Rebate.
Chase is nothing with regards to cash!
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Are you kidding? Chase dumped everyone who had the Ultimate Cash Rewards Card that paid 1.5% on all purchases with unlimited rewards!
They substituted a 1% card. What a joke!!!
Chase has dumped all their high earning cash rewards cards. NOW, everyone who was with Chase has moved to American Express Blue Cash or Fidelity Cash Rebate.
Chase is nothing with regards to cash!
Some people still have 5%/1% cards with Chase. The link to apply for it might still be up (too lazy to search for it right now.) I think it's limited to $600/year though.
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Some people still have 5%/1% cards with Chase. The link to apply for it might still be up (too lazy to search for it right now.) I think it's limited to $600/year though.
Yes! you are right. That card is still alive. I applied through that link and got one (dont remember the exact link now) about three months ago. The best thing is that Walmart purchases also come under the 5% cash back.
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Are you kidding? Chase dumped everyone who had the Ultimate Cash Rewards Card that paid 1.5% on all purchases with unlimited rewards!
They substituted a 1% card. What a joke!!!
Chase has dumped all their high earning cash rewards cards. NOW, everyone who was with Chase has moved to American Express Blue Cash or Fidelity Cash Rebate.
Chase is nothing with regards to cash!
Different cards are for different people. It majorly dependes on your purchase behavior. Chase 5%/1% is good for me, and might be good for some others.
The point is every bank withdraw its cashback program to lower percentage. AMEX blue was better in the past. This is a global trend. Don't blame Chase only.
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AMEX blue was better in the past. This is a global trend. Don't blame Chase only.
Can you elaborate further on Amex blue. How was it better in the past?
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Can you elaborate further on Amex blue. How was it better in the past?
Amex Blue now allows UNLIMITED cash rewards for their cash card. Most limit the amount to $300 - $600.
Blue Cash gives 1.5% back on all purchases vs 1% of the competition
and 5% back on Gas.
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Amex Blue now allows UNLIMITED cash rewards for their cash card. Most limit the amount to $300 - $600.
Blue Cash gives 1.5% back on all purchases vs 1% of the competition
and 5% back on Gas.
1.5% rebate applies charges over $6,500 otherwise it's 0.5% and 1%.