Question
Happy brought this to my attention this morning and I thought it was intersting. ;)
Card Services
Revenue down 5% YoY driven by: Higher cost of funds on increased promotional, introductory and transactor balances. (http://files.shareholder.com/downloads/ONE/61583852x0x56488/17bd958f-3728-4b52-8fac-9573aab786e1/3Q06%20October%20Analyst%20Final.pdf)