Question
Today Dec. 11 is the last day that the transaction fee for using an MBNA convenience check is 3% to a maximum $50; as of tomorrow 12th the maximum is $75.
The transaction date is what counts, so presumably the only way to avoid the extra 25 is to go to your brick-and-mortar bank today and make a deposit with today's date.
For MBNA holders generally, this bears watching. Looks like either a policy to be the leader in nickel-and-diming customers, or they want to see if competitors follow, and will go back to $50 if they don't.
Answer
Originally posted by manwillneverfly:
The transaction date is what counts, so presumably the only way to avoid the extra 25 is to go to your brick-and-mortar bank today and make a deposit with today's date.Are you sure MBNA doesnt only care about the date it posts ? How will MBNA know what the transaction date is for a transaction at a bank they dont own. I think its too late, however you can keep your transaction receipt from your bank and argue with MBNA later on, faxing it in hoping for a YMMV $25 credit.
[This message has been edited by Alcibiades (edited Dec 12, 2003).]