Merril Lynch Credit/Debit Card with benefits

Question
I'm about to transfer my vast wealth over to Merril Lynch and was told that their credit/debit card has a great affinity programs.
I'm curious, does anyone use them and/or are aware of how good it really is?
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Take the road less traveled...but only if it means more miles.

Answer
I found the link.
Pretty good I think:
http://www.signaturerewards.ml.com//wInfo/mainCMA.aspx
the ability to contribute to a college investing plan with Signature Rewards points earned for using your Merrill Lynch Visa® Signature card.
a concierge service that makes the impossible possible simply by picking up the phone.
travel benefits that go the distance, and
customized awards that let you make dreams come true.
Not to mention the financial benefits, valuable protections, exclusive offers, and expertise available, just for being a member and using your card.
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Take the road less traveled...but only if it means more miles.

Answer
I was a member of ML Signature rewards when it was first rolled out around 1997-1998. Each year they raise the amount of points needed to redeem for a gift or prize. You are better off with a Starwood Amex or other airline card. Especially if they continue to raise the points needed to redeem.

Answer
one thing i like is the fact that the don't take money out of your account till the end of the month
and
they pay u back for ATM charges.
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Take the road less traveled...but only if it means more miles.

Answer
one thing i like is the fact that the don't take money out of your account till the end of the month
and
they pay u back for ATM charges.
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Take the road less traveled...but only if it means more miles.

Answer
Actually thats the worst part of the card. If you purchase near the end of the month, you GET NO FLOAT. Geez, even Amex had 45 days +. The ML card is inferior and anyone using it is losing ground to anyone who has a different affinty card. Its just not smart to use the ML visa
[This message has been edited by Ken in Phx (edited 07-17-2003).]

Answer
The best thing about this card is that charging $25,000 gets you 25,000 points which converts to $500 in purchasing an airline ticket...IF you buy tickets that cost $500 or more....and you can combine them. http://www.flyertalk.com/forum/smile.gif
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