Question
I see references to liability, primary liability, and general liability. Can you tell me the difference between them and typical coverage amounts?
Thanks!
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Answer
Often Liability, Primary Liability and Public Liability are used to describe the Bodily Injury and Property Damage coverage provided on the vehicle which is intended to meet the legal oblication of the owner-operator with his own authority for those incidents which arise out of the use of that vehicle.
General Liability is bodily injury and property damage coverage inted to provide protection for those incidents arising out of the premises, operations, products & completed operations, advertising and personal injury liability. It is not intended to extend the "auto" liability coverage.