OWNER OPERATOR INSURANCE - deductible

Question
Hi.....I am an owner operator leased on with Magnolia, out of Houston, Texas. I have signed on with their insurance, but have discovered that the deductible for physical damage to truck is $5,000. Seems a lot to me....is this usual?
I pay $1100 a year, on a 1997 Ford Aeromax truck valued at $20,000. I am 40 years old, 5 years experience, clean MVR. Insurance covers Liability, bobtail, collision.
Can anyone suggest other companies that I can look at?
How much does it cost to insure a flat bed trailer?
Thanks.....Jimmy


Answer
Please call me personally at 800-933-7911 at your convenience.
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