DUI

Question
Would a DUI in 83 and 94 in california,( both misdemeanors) preclude me from being hired by a top company?
Thanks....Mike


Answer
From the insurance perspective, both DUI's are over 3 years old. None of my carriers would count those against you for the purposes of insuring you.
However, as for the motor carrier, they may look at the past 10 years and decide to select another candidate. That is not to say, you can't get hired. Many smaller motor carriers would probably not have any reservation about hiring you providing all other requirements were met.
I recommend you be very honest on all applications. Perhaps obtain a current copy of your MVR and bring it with you during the initial interview.
Best of luck.


Answer
Hey Connie we have a driver thats gotten a dui atleast once a year for the past 5 years and since were a small "30" truck company we drivers were wondering how in the ^$*&!! does our boss do it? any ideas? Also we dont condone this type of driver we cant stand him but hes the bosses friend cause he takes loads no one else wants


Answer
More than one DUI is a sign of some real problems. But there are ways this gets done.
EXAMPLE: 30 unit fleet could easily generate (depending on type of coverage and limits) could generate premium from $150,000 to $400,000. Possibly more. If all the other drivers are acceptable, a "consideration" could be made for the one driver.
EXAMPLE: The DUI driver may not have been reported to the insurance company as a driver. Unless an accident were to occur or an "onsite" audit, no one would know he's there.
EXAMPLE: He may have been excluded on the policies as a driver. Meaning that the owner may have signed a driver exclusion (which is illegal in some states) stating this driver would not drive any insured equipment and if he did and an accident did happen, the owner would agree to hold the insurance company harmless or would reimburse them for any payments.
These examples are not a common practice in our industry. But only a sample of what I have seen happen in my 25 year career.
However, the truck insurance market is tightening. That means insurance companies are making it tougher to get any considerations. Premiums will be increasing with several major insurance carriers in 2000. Experience restrictions will be tougher. I don't foresee a future for this type of driver for long.
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