how's travelguard medical insurance

Question
Has anybody purchased health insurance for visitors from India with
travelguard? They have a program called Wordwide Health
for that.

Any feedback/experiences about travelguard insurance would be greatly appreciated.

thanks

Answer
TravelGuard Worldwide Health is identical to Atlas America from MultiNational Underwriters plan that we have.
(MultiNational Underwriters was acquired by TravelGuard couple of years ago.)
When purchased exclusively through us, BuyAmericanInsurance.com, Atlas America is extendable in multiples of days (min. 1 day at a time), if purchased minimum for 7 days.
Also in case of early departure, you can get a refund for unused portion minus $25 cancellation fee, as long as there is no claim.
These 2 features are not available if purchased from any where else.
Please visit http://www.buyamericaninsurance.com/...a/brochure.jsp for more details.
You can make instant purchase right there using date of birth and passport number.
If you have any further questions, please post them here or contact us at 1-866-INSU-BUY at any time.

Answer
My parents are traveling to US for 125 days in May05. Father's age is 66 and mother's is 59. I am keen to know the best(read: cheap and effective) insurance cover possible for covers of $25k/person and $50k/person.
Would appreciate a prompt reply.
Thanks,

Answer
There are 2 types of plans:
Fixed Coverage: Cheaper, limited coverage. Look at http://www.buyamericaninsurance.com/...?section=fixed
Example: Visitors Care at http://www.buyamericaninsurance.com/...e/brochure.jsp This is the only plan that provides $25K that you are asking for.
Comprehensive Coverage: More expensive, better coverage. Look at
http://www.buyamericaninsurance.com/...=comprehensive
Example: Protection America at http://www.buyamericaninsurance.com/...a/brochure.jsp or Atlas America at http://www.buyamericaninsurance.com/...a/brochure.jsp
There is no plan that is cheapest in price and best in coverage at the same time.
If you visit http://www.buyamericaninsurance.com, you can enter the details about your relatives such as ages, duration you want, policy maximum. You will see several plans from different companies. You will see the prices for various deductibles. You can also compare the plans side by side and decide which one is best.
If you have any questions or need clarifications, you can either post them here, or you can call us at 1-866-INSU-BUY. All calls are answered in the USA and only experienced & licensed insurance agents in USA answer your queries, ensuring high quality customer service.
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