Question
my cousins got into the horrible car accident while visiting US . they have legal visitors visa but no health insurance . driver has his visa extention and his international drivers license was expired and other person just came to US a week ago and he was on the passenger seat. both are in the hospital and they have serious injuries but not fatal. medical bill is going to be terrific !
what is going to happen now ? what should be done ??
Answer
This is unfortunate. I am really sorry to hear this.
It is too late to buy any visior medical insurance as it will be considered as pre-existing condition and not covered at all.
Many people think that they are healthy and don't require visitor medical insurance. Those are not healthy and have pre-existing conditions think that it is of no use to buy the visitors insurance if it is not going to cover pre-existing conditions.
But in such situations, visitor health insurance definitely comes handy. I suggest that the person buy it next time he visits US.
Meanwhile, I don't see any option other than having to pay himself. Hospital is sure going to come after him and his sponsor in the US.